Terms & Conditions

1. Eligibility

You must be:

• At least 18 years old, and
• An authorized representative of a business or organization, or using the Services on behalf of a business entity.

The Services are intended for business use only, not for personal consumer use.

2. Account Registration

To use the Services, you may need to create an account and provide accurate and complete information. You are responsible for:

• Maintaining confidentiality of your login credentials
• All activity that occurs under your account
• Notifying us immediately of any unauthorized use

We may refuse or terminate accounts at our discretion.

3. Subscription, Fees & Payments

A. Subscription Plans

Some features require a paid subscription. By subscribing, you agree to pay all applicable fees.

B. Billing

• Fees are billed on a recurring basis (monthly or annually) depending on the plan you select.
• Payment methods provided must be valid and authorized.
• Failure to pay may result in suspension or termination of your account.

C. Refunds

Unless required by law or expressly stated, all fees are non-refundable.

D. Changes to Pricing

We may modify pricing with advance notice. Continued use after changes take effect constitutes acceptance.

4. Use of the Services

You agree not to:

• Interfere with the operation of the Services
• Reverse-engineer, decompile, or attempt to extract source code
• Use the Services for illegal, fraudulent, or unauthorized purposes
• Upload harmful or malicious software
• Misuse data obtained through the Services

We reserve the right to suspend or terminate accounts violating these Terms.

5. Your Data

A. Ownership

You retain ownership of all business, financial, and other data you upload or provide ("Your Data").

B. License to Us

You grant us a limited, worldwide, non-exclusive license to use, store, reproduce, and process Your Data solely to:

• Provide, operate, and improve the Services
• Comply with legal obligations
• Perform analytics and insights on your behalf

We do not sell Your Data.

6. Third-Party Integrations

You may choose to connect third-party services (e.g., accounting platforms, banking data providers). When you do, you allow us to access data from those services as needed.

We are not responsible for:

• The availability of third-party services
• Their data-handling practices
• Errors or inaccuracies within third-party data

You are responsible for reviewing the terms of those third-party providers.

7. Intellectual Property

All content, features, software, trademarks, and materials provided through the Services (excluding Your Data) are owned by GetClear or our licensors.

You may not copy, modify, distribute, or create derivative works based on our intellectual property without written consent.

8. Confidentiality

Both parties agree to keep confidential any nonpublic information disclosed in connection with the Services. This includes business information, financial data, trade secrets, or technical information.

Confidential information does not include data that is:

• Already publicly known
• Independently developed
• Rightfully received from a third party
• Required to be disclosed by law

9. Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind, including:

• Accuracy of analytics or financial insights
• Fitness for a particular purpose
• Availability without interruption

The Company is not responsible for decisions made based on information produced through the Services.

You acknowledge that financial analytics may rely on the accuracy of the data you provide or integrate from third parties.

10. Limitation of Liability

To the fullest extent permitted under U.S. law:

• We are not liable for indirect, incidental, consequential, special, or punitive damages.
• Our total aggregate liability is limited to the amount paid by you to us in the 12 months preceding the claim.

Some jurisdictions may not allow certain exclusions, so these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless GetClear, its officers, employees, and partners from any claims, damages, losses, liabilities, or expenses arising from:

• Your use of the Services
• Your violation of these Terms
• Your Data or content you provide
• Your interactions with third-party integrations

12. Termination

We may suspend or terminate your access at any time for violations of these Terms or for any other reason at our discretion. You may cancel your subscription or account at any time.

Upon termination:

• Your access will be disabled
• We may retain or delete Your Data according to our Privacy Policy

13. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State], without regard to conflict of laws rules.

Any disputes must be resolved exclusively in state or federal courts located in [Your State], unless otherwise required by law.

14. Changes to These Terms

We may update or modify these Terms from time to time. When changes occur, we will post the updated version with the "Last Updated" date. Continued use of the Services constitutes acceptance of the revised Terms.